(DOWNLOAD) "Explaining Financial Management Behavior for Koreans Living in the United States (Report)" by Journal of Consumer Affairs # eBook PDF Kindle ePub Free

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eBook details

Title: Explaining Financial Management Behavior for Koreans Living in the United States (Report)
Author : Journal of Consumer Affairs
Release Date : January 22, 2009
Genre: Marketing & Sales,Books,Business & Personal Finance,
Pages : * pages
Size : 324 KB

Description

Using a cross-cultural conceptualization with a targeted sample of Americans and Koreans, it was noted that Koreans exhibited more responsible financial management behavior than Americans after controlling for locus of control, financial knowledge, and income interactions. Overall, financial knowledge was positively related to responsible financial behavior. No direct effects on financial management behavior were noted for locus of control or household income. Locus of control was found to mediate the effect of financial knowledge on financial behavior for Koreans. Being Korean did moderate between financial knowledge and financial behavior. **********